New: free money calculators, no sign-up needed. Try them

Someone calmly planning their budget on a laptop at a bright desk

Budget · Debt · Savings

Take control of your money, calmly.

Beautiful, ready-to-use Google Sheets & Excel templates for anyone tired of wondering where their money went. Type your numbers. See your plan.

Shop by money goal

Sound familiar?

Money stress usually comes from not knowing

It's rarely about earning more. It's about seeing clearly. If any of these feel like you, you're in the right place.

  • Payday feels great… for about a week.

    Then the money's gone and you're not sure where it went.

  • You've started a budget five times.

    Apps, notebooks, spreadsheets. None of them stuck past month two.

  • Your debt never seems to shrink.

    You pay every month, but the balance barely moves and you can't see the finish line.

  • Bills sneak up on you.

    A payment you forgot about lands, and the whole month is off.

  • You save 'whatever's left'.

    Which usually means nothing is left to save.

  • You just want to feel calm about money.

    Not rich. Not perfect. Just in control.

Free money tools

Start today, for free. No sign-up needed for the calculators.

Why our sheets work

Built to feel calm, not punishing

How it works

  1. 01

    Pick your tool

    Start with a free calculator or guide that matches your money goal.

  2. 02

    Type your numbers

    Income, bills, debts, goals. Only the coloured cells, nothing else to touch.

  3. 03

    See your plan

    Your sheet shows where every dollar goes and what to do next.

A laptop showing a pastel budget spreadsheet in a cozy, softly lit room

Plan better. Worry less.

A clear plan for every paycheck, in one calm place.

Explore the free tools

Coming very soon

Our full money templates are almost here

Budget by paycheck, debt payoff, savings, bills and more. Join the Early Access list and you'll get them before anyone else, with offers saved for early members.

  • First access, before the public launch
  • Early-member discounts and launch bonuses
  • Free money guides and tips while you wait

A tidy desk with a laptop showing a budget sheet, coffee, a notebook and a plant

Who are we?

EasyReadySheets is a small, independent studio making calm, beautiful money templates for real life.

We started because most budget spreadsheets are either too basic to help or so complicated they're abandoned by week two. We believe a budget should feel calming, not punishing, and that a debt plan should make you feel in control, not ashamed.

Every template is built to be set up in minutes, easy on the eyes, and honest about your numbers. One-time purchase. No subscriptions. No upsells hiding inside.

Read our story

Questions? Answers.

See all questions
Are the free tools really free?

Yes. The calculators are completely free with no sign-up, and your numbers never leave your device. The free guides are free to download and keep forever. We just ask for your email so we can send you new tools and let you know when our full templates launch.

Do I need to be good with spreadsheets?

Not at all. If you can type a number, you can use these. You only fill in the soft-coloured cells; everything else is already built and protected, so you can't accidentally break a formula.

When do the full templates launch?

Very soon. Join the Early Access list (at the bottom of any page) and you'll hear first, with early-member discounts and bonuses saved for the people who joined early.

Does it work in Excel, or only Google Sheets?

Both. Our templates work in free Google Sheets and in Microsoft Excel, on a laptop, tablet or phone.